Trying to Rebuild

[serenevoice]

Hi

I am trying my best to rebuild my credit, I need to know if any one have any suggestions in regards to how many secure cards/ credit lines need to be open.  I have cleared most collections

3/1/15            EQ-535/TU-518/EX-488

Fingerhut Freshstart $230/ Montgomery Ward $125/Crown Jewelers $2500/Merrick Bank Secured $200 (open 2/2015)/First Progess Secured $300(open 3/2015)

[Anonymous]

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@serenevoice wrote:

Hi

I am trying my best to rebuild my credit, I need to know if any one have any suggestions in regards to how many secure cards/ credit lines need to be open.  I have cleared most collections

3/1/15            EQ-535/TU-518/EX-488

Fingerhut Freshstart $230/ Montgomery Ward $125/Crown Jewelers $2500/Merrick Bank Secured $200 (open 2/2015)/First Progess Secured $300(open 3/2015)

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2 secured cards should be enough, and maybe a store card like target if you okay with low CL. i worked my way into a Chase Freedom and Sallie Mae from 2 secured cards. 

[serenevoice]

thanks

[gdale6]

You actually want 3 revolving bankcards and 1 store card, this is the minimum recommendation, they can be secured or unsecured cards. I might try for a Cap-1 unsecured if you have not had a CO with them in the last year. Good luck in your credit rebuild

[serenevoice]

I have 2 secured now, looking to get 1 more and a store card, but an not sure who will give me a card with my low scores. Any recommendations?

3/1/15            EQ-535/TU-518/EX-488

Fingerhut Freshstart $230/ Montgomery Ward $125/Crown Jewelers $2500/Merrick Bank Secured $200 (open 2/2015)/First Progess Secured $300(open 3/2015)

[Anonymous]

Capital One secured, BofA Secured (Grrr), SDFCU secured, DCU secured, NASAFCU secured, PenFedCU secured, NFCU (if you can get in) secured....

[serenevoice]

Now I looking for a store card and one more secure card to rebuild my credit with, any recommendations?

[gdale6]

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@serenevoice wrote:
Now I looking for a store card and one more secure card to rebuild my credit with, any recommendations?

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There is no such thing as a secured store card, it is not necessary to obtain this card until you have some history on your secured bankcards as you will have to qualify for one. You want 3-6 months of reported history prior to apping for a store card or trying to use the Shopiing Cart Trick with Comenity cards.

[serenevoice]

You misunderstood what I said. I was replying to someone else in regards to looking for a store card and a secured card. I am very aware that there is not a secured store card.