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Trying to get a debt consolidation loan

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TheGeneralLee862
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Trying to get a debt consolidation loan

Through my credit union VSECU so I can rebuild my credit and also get a new car too and was wondering how I should go about this because I am gonna call later today and see about getting a consolidation loan with my credit union. I am also gonna put my current car and the new car as collateral and will give them $500 downpayment and tell them when I get my taxes back I will give them that too. Please help me on this please and thanks

EQUI 659, TRANS 660, EXP 666 these are my Scores as of 9/19/2016!
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