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Valued Member
Posts: 28
Registered: ‎05-24-2016
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Trying to get back in with BOA

I had a Bank of America card that I closed as part of a debt management plan in 2011.  I paid the balance off and the card has been closed since.  Nothing was charged off, I and I paid everything I owed on the card.

 

I want to try to get back in good with BOA.  Not sure if I'm black listed, but any one have experience with them.  Not quite ready to app for it yet, but I figured the Bank Americard Rewards would be the one to go for?

 

Starting Scores 5/24/16 EQ 649, TU 648, EX 662
Current score 8/9/16 EQ 667, TU 663, EX 668

In Garden
Short term goal is at least 670 across the board
Long term goal over 700 across the board
Valued Contributor
Posts: 7,411
Registered: ‎01-08-2013
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Re: Trying to get back in with BOA

Have you tried a pre-qual site yet?
EX 08 Fico: 729 TU 08 Fico: 735EQ 08 Fico: 740Total Credit Line: $128,600Utilization: 6%Inquiries:EX-6TU-7EQ-5


Valued Member
Posts: 28
Registered: ‎05-24-2016
0 Kudos

Re: Trying to get back in with BOA

I did.  the Bank americard rewards pops up.  I know it's not a gaurantee.  So I thought maybe I should wait a bit more.  the other thought was to open a checking with them to establish a relationship for a while?

 

Starting Scores 5/24/16 EQ 649, TU 648, EX 662
Current score 8/9/16 EQ 667, TU 663, EX 668

In Garden
Short term goal is at least 670 across the board
Long term goal over 700 across the board

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