@Anonymous wrote:
Thanks Everyone, I am just going to save my money and do it all myself. When I contact the 3 companies I owe money to, do I ask them if I pay it off will they delete it off my credit report, and do I ask to get that in writing first to cover my hind end?
You can offer a pay for delete, but they do not have to do it, and that is up to the creditor. As always YMMV, What is the DOFD? How old is the debts, are any near SOL?
TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
