Trying to rebuild but continue to fail :(

[Anonymous]

If it hit the original 30 days late for the payment, normally yes it would still report because it went over the 30 day after payment was due.

[TRC_WA]

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glamchick wrote: Im just so upset, my payment was lost in the mail I guess.  And they never called or emailed me to warn me.

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The funds not clearing your bank didn't give you a clue that something was wrong?

I also mail my car payment because my lender is a CU in backwoods southwestern Washington state... and they are still running in the 1990's with their computer systems.  It's the only bill I have that isn't paid electronically.  That being said, if my check doesn't clear my bank in 3-4 days I'm calling them to find out what's wrong.

[nickkinfl]

Whatever you do DON'T give up!! I write down ALL of my accounts and I have EVERY due date on a calender and I check it off when paid. I check my accounts DAILY so that I am aware of what is going on with them, fraud etc. and it only takes me less than 5 min! As a backup, I have everything on computer also, just in case I ever lose my financial planner. Don't be discouraged, just work on getting that 30 day wiped off and making sure that you have a good system in place so that it does not happen again.

[torry590]

Always keep and eye on every account, even bank accounts to prevent this from happening. Most people log into all of their accounts once a month even if they are not used. It is a good practice.

[thummel]

Like others have said don't give up! Hope everything works out for you in the end!

[Anonymous]

If you made a payment on the 30th day and not the 31st day they may not report any late at all. But like the others have said call and talk to them.