When I pay my notes at the bank, I call and tell one of the girls to pay my notes. We live n a very small town and know everyone so that's the reason I felt I could do this. Anyway my may payment on one of the notes didn't get paid so it put me with 3 30 day lates before I realized. I know this sounds crazy but its a bad habit that is now broken. Anyway after the 3 30 day lates I have the next 3 months paid on time. Does anyone have any idea as to how much my score would start going up with te last three months being on time? I know they affect my score for a couple years but how much increase would I get every month with them being on time?
