Rebuilding Your Credit

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Valued Member
afraymoore
Posts: 97
Registered: ‎09-17-2012

Two CA's have listed collections on my credit reports AFTER receiving a DV letter from me

Options

‎12-10-2012 04:49 PM

Two CA's have listed collections on my CR's AFTER having received a DV letter from me, and I have the return receipt as proof.  I did reply to the letter from the CA within 30 days of receiving it, and I have not yet received the validation from the CA's.  What do I do now?

 

Please advise.  Thank you.  :smileyhappy:

Message 1 of 3 (106 Views)
 
Reply
Valued Contributor
Jutz
Posts: 1,142
Registered: ‎05-10-2012

Re: Two CA's have listed collections on my credit reports AFTER receiving a DV letter from me

Options

‎12-10-2012 05:06 PM

Two different debts I assume?  Was the letter the first notice?

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
Message 2 of 3 (95 Views)
 
Reply
Valued Member
afraymoore
Posts: 97
Registered: ‎09-17-2012

Re: Two CA's have listed collections on my credit reports AFTER receiving a DV letter from me

Options

‎12-10-2012 05:09 PM

Hi Jutz,

Yes, they are two different debts.  One is the first notice, but I just checked and the second is not the first notice.

 

Thank you.

Message 3 of 3 (86 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+