Yes it is unfortunately. Either one owned it in the past and sold it to the other or the debt is still owned by the OC and these 2 CAs were assigned to collect. I would DV both CAs just to see who actually owns it right now. But the one that doesn't own it can still report past info...just not update new. It helps to also look at the dates last updated on them.
For example, I have 2 CAs reporting the same debt on one of mine AND the OC still owns it. The 1 CA hasn't updated their TL since 2008. The other CA first reported last year. So, I have the same amount being reported 3 times. These all fall off Jan of next year so I'm just letting them sit until then or until all my other stuff is cleared up and I can focus on them.
Starting Score: EQ = 550; TU = 491(2/10/12)
The reason you were able to get the old CA deleted through dispute is because they apparently didn't respond to eOscar, which sometimes happens because they don't own or have records of the debt anymore and don't care. It wasn't deleted because of it being an error as any CA is allowed to report a debt they tried to collect.
With that said, I do have disputes in with 2 of the CRAs on the older of my 2 CAs..been about a week. We'll see what happens but I won't argue if they validate.
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