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Two Capital One Accounts, one deliquent, one current

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egaithe
Regular Contributor

Two Capital One Accounts, one deliquent, one current

I currently have a QS that is current and has been opened since November of 2006. I have another one that I opened in April of 2006, that one I let it go to deliquency and will be removed from my credit in December of 2019. What are the chances that Capital One will remove it now? I mean, I still have a relationship with them. Any feedback is appreciated. Thanks!

EQ-660, TU-687, EX-646
Goal: 750s in all
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gdale6
Moderator Emeritus

Re: Two Capital One Accounts, one deliquent, one current


@egaithewrote:

I currently have a QS that is current and has been opened since November of 2006. I have another one that I opened in April of 2006, that one I let it go to deliquency and will be removed from my credit in December of 2019. What are the chances that Capital One will remove it now? I mean, I still have a relationship with them. Any feedback is appreciated. Thanks!


If you never paid it off its 99% they will not remove it. If you did settle it then its 50/50, typically in the last year of reporting with paid COs is best with Cap-1

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