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Two collection accounts removed but no change in FICO?

Regular Contributor

Re: Two collection accounts removed but no change in FICO?

My Fico went up, check out my new signature!!! The sw alert stated that it was due to a reported change on a closed account, I got a good will deletion on a late payment from Sept 2010!!! I thought I would see an improvement from paying down my credit cards but that didn't happen. Smiley SadSmiley SadSmiley Sad but still I'm happy!!! Smiley HappySmiley HappySmiley Happy:

Starting Score: March 29, 2012 EX: 592, EQ: 549; TU: 557 - LENDER PULL
Current Score: June 2 2012 TU08 (walmart) 689, EX: ?, EQ: 649 (SW) TU: 679 (SW)
Goal Score: 720


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Contributor

Re: Two collection accounts removed but no change in FICO?

Congrats.. I am in the same boat.. Waiting to see what impact my score will have after my 2 CA's are reported PIF w/ zero balance. I also sent a letter to have the accounts deleted.

Regular Contributor

Re: Two collection accounts removed but no change in FICO?

Autumn That's great news. I think once you pay your cc down below 10% you will see a nice increase.
Jan 2012 TU 517 EX(fako) 524 EQ 470
Current score LENDER PULL TU 652 EX 641 EQ 617
Yayy we made it!!!
Regular Contributor

Re: Two collection accounts removed but no change in FICO?

I will next month! Yay me! Thanks all... Smiley Happy

Starting Score: March 29, 2012 EX: 592, EQ: 549; TU: 557 - LENDER PULL
Current Score: June 2 2012 TU08 (walmart) 689, EX: ?, EQ: 649 (SW) TU: 679 (SW)
Goal Score: 720


Take the FICO Fitness Challenge

Highlighted
Regular Contributor

Re: Two collection accounts removed but no change in FICO?

Great!!!
Jan 2012 TU 517 EX(fako) 524 EQ 470
Current score LENDER PULL TU 652 EX 641 EQ 617
Yayy we made it!!!