So i managed to get BOA to remove a bunch(Six) of 30 day lates from my other account....BUT, my other BOA account also has lates....
Here's some Statement information: First dates are statement dates.
10/18 - 11/15/12 No payment on this statement, Past due amount $153, Next payment of $246 due on 12/14/12
11/16 - 12/15/12 Payments of $93 made on 11/16 & 12/15, Past due amount $60, Next payment of $153 due on 1/14/13
12/16 - 1/16/13 Payment of $93 made on 1/16, Past due amount $60, Next payment of $153 due on 2/14/13
1/17 - 2/15/12 No Payment on this statment, Past due amount $153, Next payment of $246 due on 3/14/13
2/16 - 3/18/13 Payments of $93 made on 2/16 & 3/16, Payment of $153 made 3/15, Next payment of $93 due on 4/14/13
3/19 - 4/16/13 Payment of $93 made on 4/16, Next payment of $93 due on 5/14/13
I haven't really figured out how to relate statement date to the 'late' dates on myFico. According to MyFico my lates are Feb 2013 (all 3) and March 2013 (Just Experian).
I'm trying to 'get my ducks in a row' so i can dispute this also....But need to determine if i was ACTUALLY 30 days late first.
3/12/2014:Experian: 684 ~ Equifax: 701 ~ Transunion: 678
4/16/2014:Experian: 718 ~ Equifax: 691 ~ Transunion: 707
7/31/2015:Experian: 660 ~ Equifax: 650 ~ Transunion: 661
8/28/2015:Experian: 716 ~ Equifax: 723 ~ Transunion: 743
Open: Venture (8/15) $10,000 VentureOne(8/15) $10,000 Barclay RCI Elite Rewards (4/14) $5,000 Quicksilver (8/12) $4,550 PayPal SmartConnect (11/07) $4,000 Simmons (8/15): $3,000 STS Credit Card (CFNA): $1,600
Gardening starting August 13, 2015 till....Goal: 760 across the board or bust!! (I need a car)