I am having the same problem with AFNI. It is a 6 yr old cell phone bill DH says was paid. I disputed it with Experian. "verified." Sent DV to AFNI. They actually reported it to Equifax during the thirty days! Then they sent me a letter saying they couldn't verify, blah blah blah, they need me to send them more info (RIGHT!). I complained to FTC about the reporting during dispute without validating. Sent AFNI DV #2. Faxed EX all info instructing them to delete since it can't be validated. Experian just sent a letter saying they have "previously verified" this account and won't do anything else. AAAHHHH!!!!!
