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Ty MyFico Forum TU went from 601 to 690 in 3 months!!!

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Anonymous
Not applicable

Re: Ty MyFico Forum TU went from 601 to 690 in 3 months!!!

So did the creditor call you after they received your letters or did you call them after you sent them off to follow up?
Message 11 of 16
mal007colm
Valued Member

Re: Ty MyFico Forum TU went from 601 to 690 in 3 months!!!

For the small card all I sent was 3 GW letters one every  30 days finally after the 3rd they removed the lates. Never heard from anyone. Macy's I called directly and on the first try they removed my lates (on a closed account and the lates where early in  2006). They also re-opened the card and bumped my CL I think I got really lucky.

Starting Score: TU 560
Current Score: TU 750 EQ 731 EX 728?
Goal Score: TU 750+ EQ 750+


Take the FICO Fitness Challenge
Message 12 of 16
Anonymous
Not applicable

Re: Ty MyFico Forum TU went from 601 to 690 in 3 months!!!

Nice. I'm going to give it a try!!! Thanks!
Message 13 of 16
Anonymous
Not applicable

Re: Ty MyFico Forum TU went from 601 to 690 in 3 months!!!


@mal007colm wrote:

my original goal was to get over 700 by the end of this year but now I am pushing for 750.


I have been in the 690s for over 2 years with EQ. I had negs removed, but 1 CO remains. It is paid in full and was paid over 2 years ago. I think the presence of that 1 CO will keep me under 700.

Message 14 of 16
mal007colm
Valued Member

Re: Ty MyFico Forum TU went from 601 to 690 in 3 months!!!

Ouch I maybe in the same boat then I have one CO from 2006, zero balance says paid in full. Does anyone know of a way to get these removed. I mean there is not much incentive now to remove it since we settled. Have you tried to remove yours?

 

 


Starting Score: TU 560
Current Score: TU 750 EQ 731 EX 728?
Goal Score: TU 750+ EQ 750+


Take the FICO Fitness Challenge
Message 15 of 16
Anonymous
Not applicable

Re: Ty MyFico Forum TU went from 601 to 690 in 3 months!!!

It is legit and the OC wont GW it.

 

There is nothing terrible about 690s. I've accepted it is my score that accurately represents my risk to lenders.

 

Cheers to your 690s! It is a good score.

Message 16 of 16
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