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Most of the no-name cards really won't grow with you or graduate. I would rather give my yearly's to a company that will one day roll my account over. Only a handful of those exist, but I'd rather that than having to close cards every few months/years as I got better ones. Everyone is different though. Just a $0.02 thing.
Kevin BLock55 Sometimes noone will approve even for a secured card which I think is assinine but I used them for 13 months paid my bill in full every month and well they have high fees but they did the job I needed done, also I was starting without any credit. Cards cant screw people if u use them wisely. I cant wait to close FP but as I said no problems here,.