Well they went by a different name back then but they shaped up after 2012 becoming a half decent bank. =) only complaints are the fees are high but beggers can't be choosers. The card you have is good especially with a 5000 limit, 129 yearly fee with no interest would be nice although you'd need to use it constantly to benefit from it.
Starting Score: 501 EX FAKO
2010 not 2012. I hate typing on my phone =(
Most of the no-name cards really won't grow with you or graduate. I would rather give my yearly's to a company that will one day roll my account over. Only a handful of those exist, but I'd rather that than having to close cards every few months/years as I got better ones. Everyone is different though. Just a $0.02 thing.
Kevin BLock55 Sometimes noone will approve even for a secured card which I think is assinine but I used them for 13 months paid my bill in full every month and well they have high fees but they did the job I needed done, also I was starting without any credit. Cards cant screw people if u use them wisely. I cant wait to close FP but as I said no problems here,.
Starting Score: 0