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UNPAID COLLECTION QUESTION-

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toa700
Valued Member

UNPAID COLLECTION QUESTION-

I currently have been sending letters to CA trying to get a PFD with them they keep sending me validation of the debt. Should I continue to try to get the PFD or just pay the debt. What impact does the open collection have on my score? This is the only open collection I have. The collection amount is $155.00.

 

Thanks! 

Message 1 of 2
1 REPLY 1
203bravo
Established Contributor

Re: UNPAID COLLECTION QUESTION-

As far as scoring is concerned a collection account is a collection account - paid or not.  However a paid collection looks better to someone acutally looking at your report (manual review) than does an unpaid collection.
Message 2 of 2
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