UPDATE: CAPITAL ONE TWO 30DAYS LATE REMOVED!!!

[yudeology101]

WTG OP!  Nicely done, it only gets better from now on!

[pip3man]

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@yudeology101 wrote:

WTG OP!  Nicely done, it only gets better from now on!

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Thanks yudelogy. I'm looking at yo signature line and can only aspire to be like u lol. Really great cards with nice limits there... Arghhhhhh when am I gonna get there *bangs head to the wall*

[pip3man]

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@IwantCSP wrote:
Any thoughts on other GW process.... Should I send several letters at one time to all all the addresses or should I send one a month

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I never really tried a goodwill before so I'm not quite sure bout that but if I'm to take a hard guess the best approach would be two GW letter per month. Maybe someone who's done this can give u a more reliable info. All the best!

[yudeology101]

2 Years ago I was in this section of the forum asking for assistance for just about everything, it was a slow & painful process...but in the end, it got me where i am today.  Like MJ and many others would say, "Credit journey is a marathon, not a sprint."  Meaning you've basically taken off in your long credit marathon journey, but you'll get there soon.  The payout will be huge, just keep doing what you're doing buddy!

::edited for typo::

[lavencedora]

Congrats to you and thanks for offering a little encouragement.

So far, no luck on my effort to get CapOne lates removed. I am going to try again to EO today, but may file with CFPB next, if this is not resolved. I am very encouraged that route worked for you. I have a similar situation, they are reporting 8 months of lates (5 30's, 3 60's and 2 90's) when I was $14 short the first month & pretty much paying the minimums after that (without catching up the late fee). I had no idea it was happening & it is certainly not a fair reflection of my creditworthiness to report this way, even if it is technically correct. So, hope I can get it taken care of one way or the other.