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UPDATE &HELP: How reliable is Experian credit score??

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cocomadd
Regular Contributor

UPDATE &HELP: How reliable is Experian credit score??

Hey guys,

 

 I posted previously that credit sesame showed my score tanking by 19 points, due to pop up collection that I am disputing(-sent it 2 weeks ago)!  I am aware the Credit sesame get info from EX, so i went directly to EX website and the pop up debt was not there!!!  I believe it is safe to say that credit sesame is reporting 2 weeks behind?  i am surecredit sesame is not more accurate than EX themselves. 

 

Another question...how accurate, in comparison to FICO, is the EX credit score?  I got a 663 through their website.

 

 

Thanks!

Exp/647-Fako
EQ/629-Fico
Trans/656-Fako
NEW SCORES
EX/665
EQ/642
Trans/656 Fako

This is new to me but I will take the 750+ challenge! Goal by May 2014
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2 REPLIES 2
llecs
Moderator Emeritus

Re: UPDATE &HELP: How reliable is Experian credit score??

Doesn't Credit Sesame update only once per month? Compare the report dates.

 

Score? YMMV. Mine was usually within 50 whenever I compared it to an EX FICO from a lender (pre-return of EX on myFICO).

Message 2 of 3
newhouse2013
Regular Contributor

Re: UPDATE &HELP: How reliable is Experian credit score??

My Experian score (from their website) was 2 points higher than myfico score and 34 points lower than the lender pull. 


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



Take the myFICO Fitness Challenge
Message 3 of 3
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