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USAA credit monidtoring is reporting two collections for only Equifax, one at 233.00 the other is 2572.00. However, the company sending me letters notifying me of the debt, report the debt as 233.07 and 2572.28. Is this basis for dispute with the credit agencies? What can be done? I have not sent validation letters yet.
Also, USAA has it listed as "potentially negative closed" yet they only display one other account as the only negative one(a crap one account).
Trivial rounding to nearest dollar.
You can waste time with a dispute, but the resolution of any dispute always provides the furnisher the opportunity to simply corrrect their reporting.
It is not a basis for deletion of their reporting.