Uggg

[Sbrooks1]

Fico 8 went up 40 points, mortgage versions went down!! I really want to buy a home 🏡 in a few months. So frustrating

[Anonymous]

Just curious, how much did your mortgage versions go down? What changed on your CR?

[Sbrooks1]

1 point! Last paid collection is GONE!!!

[Anonymous]

Sorry to hear that op, that really sucks. Did your utilization change?

[Sbrooks1]

No!! UTI 8%. I'm so upset need to get that mortgage score up not down! Only change was the last collection aged off

[Anonymous]

My score went down when a few late payment (paid off) items were removed from my CR after I disputed them. I don't know, I'm hoping it's just a knee jerk reaction by the system and the score will rebound in a month or two.

I know it sucks, hang tough.

[Sbrooks1]

I like that, Hang Tough!!!