Ugh, parking tickets. Help with Alliance One.

[Anonymous]

A couple of parking tickets I received about 4 years ago were sent to Alliance One for collections.  Unfortunately, I paid the collections before knowing about the PFD process.  I have faxed and emailed Alliance One for a goodwill removal and have not even heard a 'no' in response.  Radio silence.  These collections don't drop off until 2013 and they are the only derogatory mark on my credit report.  I would love to have them removed.    

Has anyone had luck GWing Alliance One?   If so, do you have any names/addresses/phone numbers/emails that have worked? 

Thanks for the help!

[MarineVietVet]

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@Anonymous wrote:

A couple of parking tickets I received about 4 years ago were sent to Alliance One for collections.  Unfortunately, I paid the collections before knowing about the PFD process.  I have faxed and emailed Alliance One for a goodwill removal and have not even heard a 'no' in response.  Radio silence.  These collections don't drop off until 2013 and they are the only derogatory mark on my credit report.  I would love to have them removed.    

Has anyone had luck GWing Alliance One?   If so, do you have any names/addresses/phone numbers/emails that have worked? 

Thanks for the help!

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Hello and welcome to myFICO.

I did a search here onsite and found these old threads. http://ficoforums.myfico.com/t5/forums/searchpage discussing Allinace One. 

Perhaps you can find some useful information there.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Anonymous]

Thanks for the response marinevietvet.

I looked through the history of Alliance One prior to posting and it seems that, from most accounts, they are particularly difficult to deal with.  I have been sending GW letters to various addresses and fax numbers for about six months and haven't received a single response.  Zip, nada, nothing...not even a letter stating that they must report collections accurately.  I would give up but these are the only derogatory marks on my credit report and I want them gone.  Hopefully someone else has had better luck than me.

[RobertEG]

Every party who reports to a CRA enters in standard reporting agreement with the CRA, of which one term is that previously accurate reporting should not be deleted at a later date due to payment of the associated debt.  So any party, be they an OC or a CA, is fully justified in never granting a GW request for deltion based on payment.

Some will staunchly adhere to those guidelines, while others will grant exceptions.  They could just put your GW letter in the trash can, with no response, should they choose to do so.

I see more incentive for an OC to grant a GW than for a CA.  You can offer an OC the prospect of future business with them.  It is hard to offer, as an incentive to a CA, the promise of no future business with them.  Different mindsets.

All you can do is to continue to GW, and maybe beef up your letter with a gentle pull at their heartstrings. Some catch in your GW request that they might find compelling.

[Anonymous]

Thanks for the information, Robert.  I did try to contact the original creditor but, as you might expect, they said they could not do anything about the reporting to the credit bureaus.  Reworking the GW letter is a good idea and I will do that and keep at the GW process. But I am still hoping to hear from somone who had better luck dealing with Alliance One.  If nothing else, to illustrate that this is not a lost cause.  

[Anonymous]

Finally. Success.  Alliance one removed the old collections from my credit reports.

[MBOhio2]

Awesome, congrats! It looks like it took a few months, but persistence definitely pays off with GW letters. Does it look like the deletion was the result of your GW letters? How many rounds did you send?

[Anonymous]

Two or three rounds via fax and one or two via snail mail to the VP in the local office.  Not sure what hit because I barraged Alliance One from all angles at the same time.  I was left a message in December by a person in the Alliance One office, but I was never able to get in touch with a human when I called back.  Anyway, at the time I assumed they were removing the collection but I haven't had an opportunity to pull a credit report to verify until now.  I bet my wishes for 'happy holidays' tipped the balance in my favor.    Happy to report that my credit scores are back in the 700s. 

*edited for grammar   

[ssghandless]

Could you tell me what numbers you called to get it removed please? I am dying trying to get them to do anything...