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Correct me if I'm wrong but when you settle there is the option to do a GW afterwards which then improves your score? If your settling means you didn't have the full amount to pay in the first place and that's why you would be in the situation to begin with.
@cjane1 wrote:Correct me if I'm wrong but when you settle there is the option to do a GW afterwards which then improves your score? If your settling means you didn't have the full amount to pay in the first place and that's why you would be in the situation to begin with.
Yes, there is always the option to request a GW removal.