The Fair Credit Reporting Act says that credit grantors with a permissible purpose may receive your credit information from credit reporting agencies without obtaining your consent. If in the recent past you have visited or had any dealings with any of the businesses listed in this section, they may have had a permissible purpose to request your credit. This listing is simply a record of those who have requested your information.
If you have evidence that someone requested your credit information for a fraudulent purpose, please explain the circumstances in writing to us and we will process your dispute. Write to us at Experian, PO Box 9556, Allen, TX 75013.
Be sure to include your full name, including middle initial and generation (such as JR, SR, III, etc.), current mailing address, Social Security number, date of birth, and your previous addresses for the past two years. Please send us one copy of a government issued identification card, such as a driver's license, state ID card, military ID card, etc., and one copy of a utility bill, bank or insurance statement, etc. Make sure that each copy is legible (enlarge if necessary), displays your name and current mailing address, and the date of issue (statement dates must be recent). We are unable to accept credit card statements, voided checks, lease agreements, magazine subscriptions or postal service forwarding orders as proof. To protect your personal identification information, Experian does not return correspondence sent to us. Send copies of any documents you wish to provide to us and always retain your original documents.
