@RobertEG wrote:
SSN is just one, albiet the most common, identifier used to request a credit report, based on its supposed unique identifier status.
Some consumers dont even have an SSN.
A full name and address is usualy sifficient to identity the consumer and obtan their credit report.
+1
I signed up for Comcast services over the weekend. To avoid a hard credit inquiry, I opted to pay a $50 fee/deposit. Notably, I did not provide Comcast with my social security number. However, I did provide them with my date of birth, a prior mailing address and my drivers liscense number.
Yesterday evening I received an alert from ScoreWatch informing me of a new credit inquiry from Comcast-Chicago. I contacted Comcast's sales department and spoke with a supervisor who verified that my credit was pulled despite not providing a social security number and paying the $50 fee/deposit. The supervisor also confirmed that my credit did meet their guidelines so no deposit would have been required.
I decided to pay the $50 fee and forgo the hard credit inquiry becuase I plan to apply for a mortgage soon. I have filed a complaint with the BBB as well as sent an email to several of Comcast's executives.
I just woke up a few moments ago and noticed that I already have a response from Comcast asking that I give them a call.
