cancel
Showing results for 
Search instead for 
Did you mean: 

Understanding disputes/fall offs

tag
Anonymous
Not applicable

Understanding disputes/fall offs

Hello! 

 

So Friday I submitted some disputes with the bureaus: 

 

ATT that was in collections fell off of experian but not TransUnion, why? 

 

I don't understand how Credit One can put 2 derogatory things on my CRs so I disputed with all 3 bureaus and it looks like the only thing they did was put the balance is at $0 for the charge off listing  then in collections with LVNV they have the amount owed. The 2 amounts are also different. Can they do this?? 

Message 1 of 2
1 REPLY 1
rmduhon
Valued Contributor

Re: Understanding disputes/fall offs

An account doesn't have to be reported to all 3 bureaus. AT&T might not have responded to the EX dispute. As for the second question, if I'm reading it right, you have a charge off for Credit One and a collection for it too with different amounts due. If that's right, then yes, it is allowed. And if you get sued for the account, then the judgment can be added to your reports also.
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.