Thanks to another poster whom mentioned Unique National Collections has changed their removal policy, I decided to give them a call.
As many of you know, their previous policy was to remove the account from your credit reports 1 year after the date your payment was received. They are now removing upon receipt of payment.
They were not scheduled to fall off my report until February, so I called this morning and the friendly representative informed me that they had requested removal on 9/24!!
I am one collection away from a clean report!
Starting Score: 524
Thanks for sharing and great news for you! Congrats.
Awesome! I'm going to call them tomorrow and see if they'll agree to do a PFD. Thanks! 
Starting Score: EQ 606 TU 575 March 12th, 2012
@tsally862 wrote:Awesome! I'm going to call them tomorrow and see if they'll agree to do a PFD. Thanks!
Go get em!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Ok so I called UNC and they asked me which library I rented from which I told them, and they said I can just go there and once I pay the fee they'll contact UNC about the received payment. UNC then updates their records on the 24th of each month. They said they will request from the credit agencies on that day to remove the tradeline Success! Heading to the library!
@tsally862 wrote:Ok so I called UNC and they asked me which library I rented from which I told them, and they said I can just go there and once I pay the fee they'll contact UNC about the received payment. UNC then updates their records on the 24th of each month. They said they will request from the credit agencies on that day to remove the tradeline
Awesome!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@tsally862 wrote:Ok so I called UNC and they asked me which library I rented from which I told them, and they said I can just go there and once I pay the fee they'll contact UNC about the received payment. UNC then updates their records on the 24th of each month. They said they will request from the credit agencies on that day to remove the tradeline
+1
I will be doing this next week! I'll update on my progress.
