04-02-2012 01:55 PM
07-12-2012 06:50 AM
I'd like to know what to do here also. I have one listing on an Experian report only with a TL of only one KD mark for Nov. 2009. I would like to DV this company just to figure out where this came from, as it looks like it could be medical. Once they come back I would prefer to contact the OC to see if I coudl pay them and have this removed later from the CA.
Account Name UNITED REVENUE CORP
Date Opened 8/1/2009
Account Status Closed
07-12-2012 06:59 AM
07-12-2012 12:36 PM
They stated that they contacted the creditor and obtained verification of the debt from them.
That meets the literal requirements of FDCPA 809(b).
Thus, they are, at least in their opinion, permitted to continue collection on the debt.
If you disagree, next step would be to wait until they initiate any collection activity, and file a complaint with the FTC/bring your own legal action for violation of their cease collection bar. No violation occurs simply by having not yet provided what you consider adequate verification.