Unpaid collection marked as paid?

dmorey · ‎12-12-2012

I have a $295 medical collection. I disputed it because I know it is older than the DOFD suggests. It came back marked as paid even though I didn't pay it. What do I do now? Can you GW something you really didn't pay?

madmann26 · ‎12-12-2012

This is a fine line to walk,

I can't tell you the best course of action. If it were me however, I think I'd walk away very slowly/quietly.

Current FICO 9 Scores

Shogun · ‎12-12-2012

Keep a copy of the paid status on your CR. Now send a GW. If they come back and say it'snot paid, send them a copy of the paid status on your report and negotiate a PFD for 30-50%. Hey, it's worth a try!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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