I have a $295 medical collection. I disputed it because I know it is older than the DOFD suggests. It came back marked as paid even though I didn't pay it. What do I do now? Can you GW something you really didn't pay?
This is a fine line to walk,
I can't tell you the best course of action. If it were me however, I think I'd walk away very slowly/quietly.
Keep a copy of the paid status on your CR. Now send a GW. If they come back and say it'snot paid, send them a copy of the paid status on your report and negotiate a PFD for 30-50%. Hey, it's worth a try!