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Unpaid collection marked as paid?

Contributor

Unpaid collection marked as paid?

I have a $295 medical collection. I disputed it because I know it is older than the DOFD suggests. It came back marked as paid even though I didn't pay it. What do I do now? Can you GW something you really didn't pay?

2 REPLIES
Valued Contributor

Re: Unpaid collection marked as paid?

This is a fine line to walk,

 

I can't tell you the best course of action. If it were me however, I think I'd walk away very slowly/quietly.

Scores: about 700 across the board
Total CL: $275k
Highlighted
Moderator Emeritus

Re: Unpaid collection marked as paid?

Keep a copy of the paid status on your CR.  Now send a GW.  If they come back and say it'snot  paid, send them a copy of the paid status on your report and negotiate a PFD for 30-50%.  Hey, it's worth a try!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.