Established Member
Posts: 13
Registered: ‎06-15-2007

Unpaid medical collection just appeared!

I need help. I just had a collection hit my account, it is from a hospital bill from several years ago, it is for $76. I can pay this in full today and I want it deleted. Do I call the hospital or the colletion agency? How can I get this fixed ASAP???
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007

Re: Unpaid medical collection just appeared!

The medical debt forum was discontinued last May. May I suggest you google "the HIPAA letter process". You should find everything you need. Good luck!!!
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Posts: 4,189
Registered: ‎03-24-2008

Re: Unpaid medical collection just appeared!

You can use the HIPAA process like Fused suggested.

Or you can send the CA a PFD(pay for delete) letter.

A PFD letter is a agreement that you pay for exchange for delete from your CR's. 

Check out the link below What Steps Do I Take? DV?PFD?

It goes in to great detail ..... If you have other questions let us know. :smileywink:

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?

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