10-08-2012 03:30 PM
Would it be counterproductive to have an unsecured and secured card reporting while trying to rebuild? I currently have two low limit cards ($300CL each) and just got approved for NFCU nrewards unsecured visa (1000CL). I want to open the secured nrewards to add another card that I could make CL increases to until the CL is 5000, if that makes any sense. Any suggestions/advice?
10-08-2012 04:11 PM
10-08-2012 04:18 PM
How were you able to get the card from NFCU?
10-08-2012 04:45 PM
@doc101 My Grandfather is retired Army. I became a member and applied for n-rewards visa same day. They pulled EQ and TU. Got approval text message to my phone this morning. Expected denial because my util is high and I have 5-6 baddies but only 3-4 inquiries and six months paid on time for the two cap1 cards may have helped.
10-08-2012 05:40 PM
I have 2 uncles retired from the Army, maybe this is my cue to join. Do I need any info from them to join?
10-08-2012 05:44 PM
I needed no info but what branch my grandfather retired from. not even his name or rank was asked.
10-08-2012 06:08 PM
Not a problem at all, you want those positve TLs.