Would it be counterproductive to have an unsecured and secured card reporting while trying to rebuild? I currently have two low limit cards ($300CL each) and just got approved for NFCU nrewards unsecured visa (1000CL). I want to open the secured nrewards to add another card that I could make CL increases to until the CL is 5000, if that makes any sense. Any suggestions/advice?
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
@doc101 My Grandfather is retired Army. I became a member and applied for n-rewards visa same day. They pulled EQ and TU. Got approval text message to my phone this morning. Expected denial because my util is high and I have 5-6 baddies but only 3-4 inquiries and six months paid on time for the two cap1 cards may have helped.
Not a problem at all, you want those positve TLs.
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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