I went to credit karma today and noticed it had jumped 8 points so I came here and got my updated score to find it went up 7 points!!
The only thing I can think is my last 30 day late payment was July 2010 so as of today I have no late payments in a year! AND that doesn't include my credit card that was over the limit last month and this month will report at 9%! I was told my scores will take a HUGE jump as it is my only revolving credit. What a great note to start August on! 
Great job, keep plugging away!!!!
Starting Score: 06/2011 505 EX 523 Lender PulledThanks! It's a small victory but feels good to watch it head in the right direction