Up 70 since Dec

[Mish0817]

My Score has increased 70 points since Dec! I am now Eq 691!!!   excited so close to the 700 club! 

[Gunnar419]

Hooray for you! Hope you make it into the club really soon. What were the factors that brought you such a big jump?

[kitty9779]

Ohhh....that's great!!! I'm curious to know what you've done.

[Epcot]

Nice going, Congrats!

[Mish0817]

I sent Dvs to all the CAs on my reports ... Surprisingly none could validate! So as each one erased I got a bump. I got a secured card with my bank (us) in Nov and that have me a bump, then yesterday got another secured through cap one which the inquiry have me another bump (I thought I'd get a ding not a bump) I've got one more baddie that is showing in my utilization from Applied bank card Im hoping to hit the 70vc club from that. 

So basically what I did, was follow  everyone's instructions on here and have as much patience as I could lol 

[swtneka]

beautiful!

[kitty9779]

Has the Cap1 already reported? I got a US Bank secured a few weeks ago and very anxious for it to report!

[Mish0817]

No cap one hasn't reported, I got the bump from the inquiry. I may get a ding when first reports right?

[kitty9779]

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@Mishwatson wrote:

No cap one hasn't reported, I got the bump from the inquiry. I may get a ding when first reports right?

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Hmmm....I might be wrong, but I would think that your ding would happen from the inquiry, not from the first reporting. I would imagine that, at first reporting, you might get a bit more of a bump.

[Mish0817]

iII thought so too!   I only have 2 inquiries. What's the average?