Regular Contributor
Posts: 230
Registered: ‎09-22-2012

Update! Closed on our home!

Well, back in July I officially began creeping on this forum, and joined here in Sept with dismal credit scores (400s). Now, a mere 6 months later, we are living in our new house. We closed Monday morning. We ended up getting 3.75% interest, 240K loan, and our midscore was 630. I want to thank everyone here for their help in this process, and I want all the newcomers and those who are hoping to buy a home to know that it can be done. It takes a lot of work, and a ton of patience, but you can do it. Never give up! Thanks all! 

Starting Score: EQ 416 TU 498 EX 468 Lender Fico's July 2012
Current Score: EQ 548 (Myfico) TU 655 (Walmart) CK 672 EX?? CS 642
Goal Score: For now: 640s

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Posts: 22,408
Registered: ‎01-17-2008

Re: Update! Closed on our home!

Regular Contributor
Posts: 244
Registered: ‎12-31-2012

Re: Update! Closed on our home!

that is so awesome! I hope to be there later this year. Congratulations and enjoy!! :smileyvery-happy:

Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701

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Community Leader
Senior Contributor
Posts: 4,060
Registered: ‎03-06-2010

Re: Update! Closed on our home!

Fabulous! Congrats on your new home :smileyhappy:

Valued Contributor
Posts: 2,784
Registered: ‎10-10-2012

Re: Update! Closed on our home!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Regular Contributor
Posts: 122
Registered: ‎10-29-2012

Re: Update! Closed on our home!

Congrats! Awesome! Give us all hope!

Posts: 12,952
Registered: ‎04-15-2011

Re: Update! Closed on our home!

Big time Happy Dance!

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Member
Posts: 30
Registered: ‎01-29-2013

Re: Update! Closed on our home!

Congratulations!!!! You just gave me hope this morning. I am doing the same, trying to recover and be in a house asap. Thanks for the encouragement!!!

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