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Update! Closed on our home!

Regular Contributor

Update! Closed on our home!

Well, back in July I officially began creeping on this forum, and joined here in Sept with dismal credit scores (400s). Now, a mere 6 months later, we are living in our new house. We closed Monday morning. We ended up getting 3.75% interest, 240K loan, and our midscore was 630. I want to thank everyone here for their help in this process, and I want all the newcomers and those who are hoping to buy a home to know that it can be done. It takes a lot of work, and a ton of patience, but you can do it. Never give up! Thanks all! 


Starting Score: EQ 416 TU 498 EX 468 Lender Fico's July 2012
Current Score: EQ 674 TU 679 Ex 686 EX
Goal Score: For now: 640s


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Message 1 of 8
7 REPLIES
Epic Contributor

Re: Update! Closed on our home!

Message 2 of 8
Regular Contributor

Re: Update! Closed on our home!

that is so awesome! I hope to be there later this year. Congratulations and enjoy!! Smiley Very Happy


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



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Message 3 of 8
Moderator

Re: Update! Closed on our home!

Fabulous! Congrats on your new home Smiley Happy

Message 4 of 8
Valued Contributor

Re: Update! Closed on our home!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 8
Highlighted
Regular Contributor

Re: Update! Closed on our home!

Congrats! Awesome! Give us all hope!

Message 6 of 8
Moderator Emeritus

Re: Update! Closed on our home!

Big time Happy Dance!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 8
Valued Member

Re: Update! Closed on our home!

Congratulations!!!! You just gave me hope this morning. I am doing the same, trying to recover and be in a house asap. Thanks for the encouragement!!!

Message 8 of 8