Started back in Nov 12' I pulled all my CR's to find that there was a $393.00 payment on a $412 bal. I also noticed that Portfolio Recovery owned the account and had the same thing listed. I sent a DV to PRA they deleted the account due to they couldn't verify anything. I sent a 623 letter to HSBC asking for the information on how this payment was made. They deleted their TL's off TU and EQ. They refuse to delete off Experian as they stated they are reporting correctly. I said that doesn't make no sense you can't provide me the information I requested in the 623 letter but yet you deleted your TL off from 2 of the 3 CRA's??? I called Experian and they said they were told to keep the TL on cause it was reported correctly. I decided to call my attorney this morning told him the update he said get your nicest business suit ready. I started to crack up. I will keep you guys updated on this one.
