whats up everyone,
Just a quick update my EQ fico sore was 643 earlier last month and I was waiting on 2 bad accounts to be removed and 1 collection and then I was hit with 2 new collections and everything else was removed dropping my score down to 602 Im not to happy about that at all !!!
As of this morning i spoke to an OC for one of the collections accounts and I paid in full and the owner said he would call IC SYSTEMS Inc. this morning and tell them that I paid the balance off in full very quickly and to have them remove it. He contacted me and told me to keep him updated on whats going. So i called IC SYSTEMS and they told me to call them this sunday and monday and they can tell me if it was deleted or not but I have to wait till then. Im not sure if that means that they are going to delete or not but she said the person that the owner spoke to is part of the company but in another state and I think higher up...so please keep your fingers crossed.
As for the other its held by West Asset Management I just want to do a PFD but they insist they do not do that. Does anyone have any information on them or a contact email or number ?
If I could have these to recent collections removed with all my other removals I think my score should go up to at least 640 or past it.
Starting Score: 589 / TU: 600
As of today Midland deleted a negative account from my CR that had a 120 late attached to it from maybe 3 yrs ago. I really wish those collections didnt pop. I know I would be dam close to 700 with all the other deletions !!
@KitriPrincess wrote:Just curious, what do you mean by "opted out"?
Thanks!
This is the site you go to for it. It stops CRA's from selling your information to creditors and JDB's (Junk debt buyers)
