No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hi guys!
I posted here about 2 months ago and my scores were:
Equifax - 464
TU - 486
Experian - 479
Now they are:
Equifax: 514
Transunion: 502
Experian: 511
This is after applying , getting approved for , and using:
Capital One Secured: $400 Limit
Opensky Secured: $200 Limit
US Bank Secured: $300 Limit
Ive paid them off everytime and kept balance at 0 except Capital One accidently reported at $110 Balance even though I paid for it.
I don't know if my scores have improved significantly but I am happy. I'm working on getting a car loan and when I first applied with the original scores , the offers I received were terrible.
I'm wondering if I applied now , would I be able to get better rates? Obviously my score still sucks but just wondering.
Also , I'm not able to apply for an Alliant Secured Loan because of my Chexsystems so anybody have any advice on how to further speed up the process of increasing my score?
Let me know!
Thanks!
@Anonymous wrote:Hi guys!
I posted here about 2 months ago and my scores were:
Equifax - 464
TU - 486
Experian - 479
Now they are:
Equifax: 514
Transunion: 502
Experian: 511
This is after applying , getting approved for , and using:
Capital One Secured: $400 Limit
Opensky Secured: $200 Limit
US Bank Secured: $300 Limit
Ive paid them off everytime and kept balance at 0 except Capital One accidently reported at $110 Balance even though I paid for it.
I don't know if my scores have improved significantly but I am happy. I'm working on getting a car loan and when I first applied with the original scores , the offers I received were terrible.
I'm wondering if I applied now , would I be able to get better rates? Obviously my score still sucks but just wondering.
Also , I'm not able to apply for an Alliant Secured Loan because of my Chexsystems - How long have you been on Chexsystems? which bank was this for? and what amount?
Let me know!
Thanks!
I have a bunch of collections that fall off this year , also have some new ones.
Anyone Familiar with Trident Asset Management?