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Updated Charge off date for Electric bill keeps changing

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Slab
Frequent Contributor

Updated Charge off date for Electric bill keeps changing

This graph was taken from my Equifax report that shows 81 months payment history for the Electric co.

I pulled my Equifax Fico and it shows 658 as opposed to the Equifax Premier Plan of 622. Here is how the electric company is reporting my charge off. My last payment date to them was 7-2006. I just recently disputed the 7-2010 charge off so they spitefully added the nov and dec 2011 charge off. My Fico report now states that I have 2 recent late payments which are the Nov and Dec 2011. I have contacted the electric company about reporting correctly and they say that they are. I have not had an account with them since 7-2006. I have no other negatives or late payments. The strange thing is the asterisks are on a green background and the Key Code shows that an asterisk with a green background means "Paid as Agreed", there has been no payments from me to them since 7-2006. Does anyone know what my recourse would be.

 

This is also on my Fico for this account

 

Seven year payment history [?]

30 days late 0 times
60 days late 0 times
90 +3 times (Dec 2011, Nov 2011, Jul 2010)

 

 

 
 
 
 
 
 
 
 
YearJanFebMarAprMayJunJulAugSepOctNovDec
2011**********COCO
2010******CO*****
2009************
2008************
2007************
2006************
2005   *********
Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
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