[Updated for October] 141 point increase since Dec... - myFICO® Forums

Anonymous · ‎07-15-2015

Major contributors:

- Past due student loans came up to date (39pts)

- Removed incorrect information - ie, accounts that weren't my responsibility or had invalid information (25 pts)

- Paid off large charged-off balance (19pts)

- Added an open charge account (11pts)

Creditwiser · ‎07-15-2015

Outstanding progress. Keep at it. It can only go up with knowledge and hard work. Congrats !

Anonymous · ‎07-15-2015

Great job!

J91605 · ‎07-16-2015

Wow! I hope I make the same kind of progress. Great job!!

Starting Score: 6/30/15 EQ 554 TU 534 EX 608
Current Score: EQ 630 TU 635 EX 653
Goal Score: 680 across the board

Take the myFICO Fitness Challenge!

EW800 · ‎07-16-2015

Congratulations! Great job!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .