Hi, hopefully this question is not too silly or overly detailed. I am starting to pay off some of my collections. I have read the advice about not using a personal check or credit card which I agree with as do not want any CA to know my bank account number or credit card numbers. Some of the advice on here says to use a money order.
My collections are fairly large and I dont want to carry cash to place where they sell money orders. My bank typically will sell me certified checks that do not reference my account number and that way I can get a bank/certified check drafted right at my bank. I am assuming if something goes wrong like the CA says they never got the payment that there is a process for getting a copy of the canceled cashiers check or replacing it as long as I keep the receipt. Just wanted to double check and make sure paying collections in this manner wouldn't cause any problems. I tend to sweat the small stuff too much and wondering if I am doing that now lol!
Thanks!
Starting Scores: 9/19/2012 EQ 613 / TU 526 / EX 543
Current Scores: EQ 716 TU 724 EX 724 Goal Scores: 700
