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GAH! I had done in store signup for the Best Buy Citi MasterCard and maxed it out on a computer purchase. I kept trying to get access to pay the bill, but they said I had to wait until I received my card with the card # in the mail... I recevied the card.... 2 days after the first statement cut and $500/$500 reported. Bumped my util up and knocked me down 29 pts. My own dumb fault and i know I need to put that card on ice, but I'm so annoyed.
Well my util now is at 2.9%, only a pending balance of $114 on one card. (Can't pay it when it hasn't gone all the way through.) We'll see how much I recover in the next few weeks as all those accounts start to update. GULP.
@mamatried wrote:GAH! I had done in store signup for the Best Buy Citi MasterCard and maxed it out on a computer purchase. I kept trying to get access to pay the bill, but they said I had to wait until I received my card with the card # in the mail... I recevied the card.... 2 days after the first statement cut and $500/$500 reported. Bumped my util up and knocked me down 29 pts. My own dumb fault and i know I need to put that card on ice, but I'm so annoyed.
I had the same thing happen with my Barclays card - no big deal, just pay it down by the next reporting and you'll be fine.