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Utilization not reporting

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Anonymous
Not applicable

Utilization not reporting

I have been doing alot of cleaning up of my credit and the last thing I did was pay my credit card down to a 5% utlitization. My CK scores updated today and the TU report is still showing a high utilization. Do they take longer to update than Equifax?

Message 1 of 3
2 REPLIES 2
Mindcrime
New Member

Re: Utilization not reporting

TU is ALWAYS behind EQ and EX.

 

CK is a FAKO score

 

Or in other words, worthless. 

 

Don't sweat it.

Message 2 of 3
gdale6
Moderator Emeritus

Re: Utilization not reporting


@Anonymous wrote:

I have been doing alot of cleaning up of my credit and the last thing I did was pay my credit card down to a 5% utlitization. My CK scores updated today and the TU report is still showing a high utilization. Do they take longer to update than Equifax?


Welcome to My Fico Smiley Happy

 

TU is always last for me as well usually a few days past EQ. The scores you get on CK now are the Vantage 3.0, they are a FAKO since anything not a FICO is, but they are used by some financial institutions to grant credit and that makes them relevant over another FAKO.

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