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You should stay under 30%. I have done that for the last 3 months but when I look under the reasons why my score is still low it says I need to get my utilization under 7%. I'm going to try that this month and see if there is a big difference in my score. All 3 scores has been around 620 for the last 3 months it will go up or down by no more than 5 pts...I'm not expecting a big gain but I'll let you know what happens.
Would anyone know what the thresholds are for Installment loans, such as auto?
I think the same thresholds apply to installments (almost sure).
wrote:Would anyone know what the thresholds are for Installment loans, such as auto?