Reply
Regular Contributor
Posts: 226
Registered: ‎08-24-2009
0

Utilizaton Question, Again

If my First Premier has a CO of $451 and I pay that $451 in full, will that help with utilization, thus bringing my score up a little?  DOFD was 12/2010.  You know, looking at my CR, that thing was CO after one 60 day late...seems sort of extreme.  Anyway, thank you for any responses.

Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Utilizaton Question, Again

Regular Contributor
Posts: 226
Registered: ‎08-24-2009
0

Re: Utilizaton Question, Again

Yes.  They are reporting the limit of $250 and CO amount of $451.  They still own the debt so it is only them reporting.

Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Utilizaton Question, Again

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.