It may take a little while before it rises. But honestly, you may never know if it is payments to the new loan making it rise or not, because the rest of your credit profile is always considered. When you see a score jump, it can also be multiple things that caused it to jump.
Now, there does seem to be "thresholds" you cross when paying down the loan that can gain you some points. But where exactly those thresholds are, aren't exactly known.
Now, there does seem to be "thresholds" you cross when paying down the loan that can gain you some points. But where exactly those thresholds are, aren't exactly known.
