Reply
New Contributor
Posts: 72
Registered: ‎08-18-2010
0

Verizon is the worst!!!!!!!!

[ Edited ]

I have 2 PAID charged off accounts with Verizon that has been paid since 2009 but first late payment for one in 2007 and the other in 2006. For some reason Verizon has wrong late payments on these closed accounts and has reported a late payment date in this year on both accounts! I have a open complaint with the BBB and they just blame Equifax and then Equifax in much more detail says its Verizon which I do believe. I am just starting to get numb to this whole process I guess,  I will have to just wait to they fall off of my credit report in 2013 and 2014.  Sidenote: I have Verizon landline and internet service now and have had it since year 1999 but they have been so rude and unprofessional with me that  I am switching service first thing Monday morning because of this... I am soooooo done with Verizon now. Thanks for letting me vent :smileyhappy:

EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



Valued Member
Posts: 33
Registered: ‎08-29-2012
0

Re: Verizon is the worst!!!!!!!!

I'm having a hard time with VZW (FIOS) right now too. I have a balance that I offered to PFD. They wouldn't budge but offered me a 70% settlement to show paid as settlement. Then the next day they changed the reporting from collection account to open account 120 days late!!

Starting Score: EQ-485 TU-558 EX-576 AUG2012
Current Score: EQ-533 TU-621 EX-644 NOV2012
Goal Score: 700


Take the FICO Fitness Challenge
New Contributor
Posts: 72
Registered: ‎08-18-2010
0

Re: Verizon is the worst!!!!!!!!

[ Edited ]

Ohhh, I forgot to mention that they also have the two accounts still showing as CHARGE OFF and should be showing as PAID charge off. I have disputed this account so many times that it is crazy that they have not stopped me from disputing.... smh

EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Verizon is the worst!!!!!!!!

We understand.  Vent away.  Good luck with the BBB complaint.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Contributor
Posts: 72
Registered: ‎08-18-2010
0

Re: Verizon is the worst!!!!!!!!

:womansad: Thank you Shogun... I now see I am not alone.

EQ Starting Score: 584 | TU Starting Score: 547
EQ Current Score: 650 | TU Current Score: 643 | EX Current Score: 643
EQ Goal Score: 700 | TU Goal Score: 700 | EX Goal Score: 700
***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.