10-13-2012 05:21 PM - edited 10-13-2012 05:32 PM
I have 2 PAID charged off accounts with Verizon that has been paid since 2009 but first late payment for one in 2007 and the other in 2006. For some reason Verizon has wrong late payments on these closed accounts and has reported a late payment date in this year on both accounts! I have a open complaint with the BBB and they just blame Equifax and then Equifax in much more detail says its Verizon which I do believe. I am just starting to get numb to this whole process I guess, I will have to just wait to they fall off of my credit report in 2013 and 2014. Sidenote: I have Verizon landline and internet service now and have had it since year 1999 but they have been so rude and unprofessional with me that I am switching service first thing Monday morning because of this... I am soooooo done with Verizon now. Thanks for letting me vent
10-13-2012 05:37 PM
10-13-2012 05:43 PM - edited 10-13-2012 06:11 PM
Ohhh, I forgot to mention that they also have the two accounts still showing as CHARGE OFF and should be showing as PAID charge off. I have disputed this account so many times that it is crazy that they have not stopped me from disputing.... smh
10-13-2012 06:01 PM
We understand. Vent away. Good luck with the BBB complaint.
10-13-2012 06:07 PM
Thank you Shogun... I now see I am not alone.
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.