Very old WFNNB showing up on CCT-pulled reports and not MyFico

[pizzadude]

---

@DrivenDoctoress wrote:

Well, it's listed under 'accounts' rather than 'collections' on my eq MyFico report, no red flags next to it. It says it has a balance of 0, no lates, pays as agreed, sold or transferred. So perhaps I should juts leave it alone as it it looks like it's not hurting me?

---

I agree ~ sounds like it is reporting as a positive account, so I would not do anything now.

[sge760]

It doesn't sound like it's hurting you, so I dont think it will matter. Maybe you want to give them a call to see if it's actually still opened?  Is the account still contributing to your total credit limit?

[DrivenDoctoress]

No, not contributing to total credit limit, not affecting utilization at all. It's definitely a closed account, and 4 or 5 years ago I remember it being listed as charged off, but now at least says pays as agreed and isn't hurting me. I'm okay with that for now. :-P