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Victoria Secret CLI!!!

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bear812c
Regular Contributor

Victoria Secret CLI!!!

I just logged on to my Victoria Secret account to pay my bill and noticed that they increased my credit limit by more than double!!! I didn't even request a CLI from them. I am so thrilled!!! Back in 2008 when all my troubles became apparent they lowered my credit line to $100 but I was just thankful they kept my TL open and now they've given it back to me and then some. Feels great!!

Message 1 of 10
9 REPLIES 9
tdrjustus3
Regular Contributor

Re: Victoria Secret CLI!!!

Congrats


No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Message 2 of 10
tommysofly
Established Member

Re: Victoria Secret CLI!!!

wow congrats

 

i just recently applied for VS card and got declined Smiley Sad

Message 3 of 10
diva_1515
Valued Member

Re: Victoria Secret CLI!!!

Awesome!!!!

Message 4 of 10
imovinup
Regular Contributor

Re: Victoria Secret CLI!!!

Nice,  im trying to get another increase no luck...




Starting Score: 5/30/13 TU 630; EQ618: EX PLUS639
Current Score: 4/2/15 TU 661; EQ 617; ; EX FICO 631
Goal Score: 700






Message 5 of 10
fishbjc
Senior Contributor

Re: Victoria Secret CLI!!!

Don't waste inquiries on VS.  You can see if you're approved via the shopping cart.

Message 6 of 10
Shogun
Moderator Emeritus

Re: Victoria Secret CLI!!!

Very nice.. Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 10
lmrites
New Contributor

Re: Victoria Secret CLI!!!


@imovinup wrote:

Nice,  im trying to get another increase no luck...


Only call for an increase every 4 months.  They do a soft pull.  I would also call, their representives are usually fairly friendly.  I started with a $250 limit and I'm at $1020.  The account will be 2 years in July. I originally applied for a card in April of 2011 and was declined.  I went to my cart in July and BOOM! Would you like to put this on your Angel's card appeared.  They give fairly quick increases and from what I have seen the highest limit is around $3k

Starting Score: 594
Current Score: 627 EX 680 TU 672 EQ
Goal Score: 650...now 700!
Message 8 of 10
Lovinme1st
New Member

Re: Victoria Secret CLI!!!

If you dont mind me asking, what was your credit score when you applied in April and was denied?

Message 9 of 10
lmrites
New Contributor

Re: Victoria Secret CLI!!!


@Lovinme1st wrote:

If you dont mind me asking, what was your credit score when you applied in April and was denied?


I believe it was around 570.  From what I've read 602 and above is guaranteed.  Anything lower, you may be better off applying on the phone or continuing to try with the shopping cart option.

Starting Score: 594
Current Score: 627 EX 680 TU 672 EQ
Goal Score: 650...now 700!
Message 10 of 10
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