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I recently paid off an old credit card CO that had my util at 117% (now at 6%), had a collection removed, and opened a new credit card. Gave it some time before I pulled my score again, but when I did I was blown away!!!
I went from 588 to 639! I was nervous about being at 620 by december to house shop. Im still waiting for the winter months to move, but this just takes so much stress off.
thanks to all for the help/advice along the way, this forum really is so helpful to so many people!
Grats. I hope to make a similar post in about 60 days regarding the status of my FICO scores.
That's great! Have fun house hunting!
Duncanrr: you can do it. Ive been working at this for over 2 years now, my score was 410 when an apt pulled my score and I was so embarassed and ashamed because of the mistakes I made as a teenager.
Today Im 25 and still paying for those mistakes, but the hard work is worth it and paying off.
Keep going and you'll see similiar results im sure
@jcstarkey8826 wrote:Duncanrr: you can do it. Ive been working at this for over 2 years now, my score was 410 when an apt pulled my score and I was so embarassed and ashamed because of the mistakes I made as a teenager.
Today Im 25 and still paying for those mistakes, but the hard work is worth it and paying off.
Keep going and you'll see similiar results im sure
Agreed and good work!
Great work!! I hope I can say the same!! I just started my first round of Goodwill letters...let's see what happens!!
I hope I have the same result!!
congrats to you!!