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WHAT DO I DO WHEN COLLECTION AGENCY REPORTED A DEBT BUT DID NOT SEND A RIGHT TO NOTICE OF DEBT

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tlfinley
Established Member

WHAT DO I DO WHEN COLLECTION AGENCY REPORTED A DEBT BUT DID NOT SEND A RIGHT TO NOTICE OF DEBT

WHAT DO I DO WHEN COLLECTION AGENCY REPORTED A DEBT BUT DID NOT SEND A RIGHT TO NOTICE OF DEBT? I never did receive a "right to notice of debt" in writing before they just recently reported item to my credit reports. What do I do? Thanks

Message 1 of 3
2 REPLIES 2
marathonmama24
Regular Contributor

Re: WHAT DO I DO WHEN COLLECTION AGENCY REPORTED A DEBT BUT DID NOT SEND A RIGHT TO NOTICE OF DEBT

I had that happen. I filed a complaint here:

 

http://www.consumerfinance.gov/

Message 2 of 3
guiness56
Epic Contributor

Re: WHAT DO I DO WHEN COLLECTION AGENCY REPORTED A DEBT BUT DID NOT SEND A RIGHT TO NOTICE OF DEBT

Unfortunately, there is no law that requires them to notify you before placing it on your CR.  I agree it is poor business practice to do so but it is in no way illegal.

Message 3 of 3
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